San Diego Bankruptcy Attorney

In a Chapter 7 Bankruptcy case, also referred to as "liquidation," you may have all unsecured debts discharged, or eliminated. What this means is that you, after discharge of your bankruptcy, will be free of debts that the Court has discharged.

Alternatively, in a Chapter 13 Bankruptcy case, which is also referred to as "reorganization," your bankruptcy attorney will help you develop a monthly payment plan that will provide your creditors with partial, or complete, repayment over the next 3 to 5 years. Like a Chapter 7, once a Chapter 13 is discharged, you will then be free from the debts that the Court has discharged or that were paid off.

A Chapter 11 Bankruptcy case is a reorganization for people with complicated finances or businesses.

Experience - We are a team of multi-jurisdictional Chapter 7 Bankruptcy and Chapter 13 Bankruptcy attorneys with experience in front of virtually every trustee in the district.

Simplicity - We will listen to what you have to say, examine the facts and provide the best options. We offer alternatives to bankruptcy and an unbiased opinion on what is best for your specific needs.

Price - Some firms offer one low price for bankruptcy, only to hit you with extra fees for motions, continuances, credit reports, etc. At Klinger Law Center we will tailor an affordable bankruptcy solution for your situation and tell you all fees up front, before you start the process.

*Student loans may be discharged if the debtor can prove to the Court that repayment would result in a compelling undue burden.